4 Places in Ang Mo Kio Where You Can Eat for Less Than $5

Being thrifty even with food expenses couldn’t come at a better time with the current pandemic. Even if you only have $5 to spare, you can still have a decent meal in Ang Mo Kio. Check out these four affordable places to eat on your next trip.

Seletar Sheng Mian & Mian Fen Guo

This stall at Kebun Baru Food Market serves a Sheng Mian bowl for just $3. The place is just as popular as the Teck Kee Cooked Food stall, but Seletar Sheng Mian offers softer noodles.

The soup is also thick with flour coating that quite resembles a Lor Mee gravy. You can visit Seletar Sheng Mian & Mian Fen Guo from 6 a.m. to 2:30 p.m. daily except Friday.

Han Jiang Fish Soup

Head to this food stall at Teck Ghee Square for fish porridge that’s sweeter than most variants. Han Jiang Fish Soup only charges as low as $4 for a bowl.

It’s made with thick fish slices, tomato, bitter gourd, seaweed, and parsley. You can visit the food stall from 11 a.m. to 2 p.m., and from 5 p.m. to 10 p.m. daily except Monday.

Soi 19 Wanton Mee

If you’re craving Thai food, a shiok bowl of Thai-style Wanton Mee at this place only costs $3.50. There are bigger sizes that sell for $4 and $5, too. Each bowl is made of fragrant egg noodles with fried wontons, char siew, and green vegetables.

Soi 19 Wanton Mee has been a popular go-to food stall since it won the AsiaOne People’s Choice Awards in 2016. You can visit the place from 8 a.m. to 11:30 p.m. daily except Monday. A word of caution: the place can be too crowded so try to come early.

Belinda’s Traditional Pancake

How would you like to eat pancakes for just $1 each? The Crispy Cone at Belinda’s Traditional Pancake is your best option. The place is located at Teck Ghee Court Food Centre.
Customers can enjoy this paper-thin pancake shaped into a cone. You can also choose among different fillings like chocolate, peanut, and red bean. The store serves customers from 6 a.m. to 12 p.m. daily except Monday and Thursday.


Now that you know the best places in Ang Mo Kio to save money on food, the next thing to do is finding the time to visit them. If you’re thinking about opening your own food stall, you can augment your savings with a personal loan for added capital.

365 Credit Solutions is a licensed money lender near Ang Mo Kio where you can inquire about flexible payment terms and reasonable interest rates. Follow the directions below to know more about personal loan options.

Directions from Ang Mo Kio to 365 Credit Solutions.

Five Fun Activities at Singapore Botanical Garden

If you need a day of fun activities in nature, the Botanical Garden in Singapore is just the perfect spot. You will have fun-filled experiences while being one with the environment. Let's try to find out how you can maximize your visit to the Botanical Garden in Singapore.

1. Meet the Hall of Famer Orchids

It is not only in Hollywood, will you be able to meet famous figures. Here at the National Orchid Garden, you can be face to face with renowned Vanda William Catherine and Paravanda Nelson Mandela. These are orchids named after dignitaries and celebrities who visited and made significant contributions to the country. 

With more than 200 orchids named after prominent people, you can surely be able to recognize some of them.

2. Experience a bit of England

Have you ever been to England? If not, don't worry. You can still enjoy the beauty and ambiance of this Land of Angels set in lush green background. The Singapore Botanical Garden is the only GardenGarden in Southeast Asia that has an English style landscape. Its original 1859 design has been preserved to give visitors an elegant English feel while walking along paths with beautiful flora.

3. Watch Concerts for Free

If you want to enjoy nature while listening to the sound of music, try and catch the Concert at the Park at the Botanical Garden. You might be able to see no less than the Singapore Symphony Orchestra playing familiar classical and contemporary music. The country’s famous Orchestra frequently performs in the area for everyone to enjoy at no cost.


4. Have a Romantic Date

The Botanical Garden is not only a popular family place in Singapore. It is also known as the country's first paktor or dating place. The area was known to be a meeting ground for families looking for arranged marriages in the 50s and 60s. Now, lovers, young and old, can be spotted at the Garden's nooks and crannies, spending some intimate moments together.


5. Remember Your History

Try to remember the country's forefathers' contribution as you walk up the Plant House steps. The bricks on the steps were all made by World War II's prisoners of war. If you look closer, you will see arrows inscribed on the slabs, which was their silent act of defiance during the war.

A day in the Park will take your mind away from the hustle and bustle of the city. Share your exciting experience with us while visiting the Botanical Garden. 

And for your cash needs while roaming around the Park, contact 365 Credit, which is a reliable and licensed moneylender in Singapore.

Here is how you can get from the Botanical Garden to 365 Credit.

5 Hawker Centers Near Raffles Place With Food Delivery Service

Food deliveries are a godsend during the circuit breaker in Singapore where most stores are closed. It makes sense to stay at home and just ask for food to be delivered. If you’re staying near Raffles Place, here are five hawker centers that offer such services.

Tang Kay Kee Fish Head Bee Hoon

You’ll be helping people with sustaining their livelihood or having extra income when you place a delivery order. Delivery personnel of Tang Kay Kee Fish Head Bee Hoon in Chinatown directly receive the fees charged for sending food to your home. Try the signature cai po fried rice for just $6.50 and the mixed hor fun for $7.

Chop Chop Biryani and Meats

This stall at Amoy Street Food Centre is your best bet for a faster delivery because of its close proximity to Raffles Place. Chop Chop Biryani and Meats is known for its Chinese-Indian fusion biryani meals. The pork masala, for instance, needs to be stewed overnight with tomatoes and spices. The seafood tom yum mama noodles are also a popular dish. You need to order at least $15 worth of food for delivery, and the service fee costs up to $10 depending on your address. Customers can order food and drinks via the hawker center’s Facebook or Instagram accounts.

Mama’s Boy Bakes

Here’s another hawker center that’s nearest to Raffles Place. Those who crave mac and cheese should place an order with Mama’s Boy Bakes. The store’s four-cheese blend only costs $8.50. Other popular meals include the signature lemak chili padi for $10.50. Mama’s Boy Bakes also delivers to any location in Singapore.

Jin Ji Teochew Braised Duck and Kway Chap

This hawker center delivers meals such as Teochew braised duck rice and kway chap via third-party deliveries like Grab and FoodPanda. If you’re keen on picking up your order instead, you can limit your movement inside the Chinatown Food Centre by asking the store owner to buy food and drinks from other stalls on your behalf.

Makansutra Gluttons Bay

The hawker center is normally a tourist attraction before the circuit breaker. Makansutra Gluttons Bay delivers food from its stall in City Hall. Bundle meals that cost $50 are one of the best options. There’s a set deal that contains barbecue chicken wings, char kway tiao, Hokkien mee, oyster omelet and carrot cake. You can also try the bundle meal comprising mee goreng, tahu goreng, chicken murtabak and satay.


While some stores are open for takeaway, it’s better to spend on food deliveries for better social distancing. Do you need extra cash to buy food and other essential items? Be prepared for emergency expenses by applying for a personal loan today with 365 Credit Solutions.

Directions from Raffles Place to 365 Credit Solutions.

What Influences Your Credit Score the Most?

A credit score is an amount used by lenders to determine a borrower's likelihood of lending cash. Credit card businesses, car retailers and mortgage bankers are three kinds of lenders who will verify your credit rating before choosing how much and at what interest rate they are prepared to lend you. Insurance businesses, landlords, and employers can also look at your loan rating to see how socially accountable you are before you issue an insurance policy, rent an apartment, or offer a job.

There are five primary variables used to calculate credit scores behind the amount itself (loan ratings typically range from 300 to 850). Money lender online like 365 Credit Solutions uses those ratings to find out how probable your debt is to be repaid— thus, those results are often the final variable in whether you're going to get a fresh loan.

As your economic profile modifications, so do your rating, so understanding what variables and kinds of transactions will influence your credit score will offer you the chance to enhance over moment.

Top 5 Credit Score Factors:

While the exact criteria used by each scoring model vary, the most common factors affecting your credit scores are here.

Payment history:

The most significant element in credit scoring is the payment history, and even one missed transaction can negatively affect your rating. Lenders want to make sure you're going to pay back your debt and, on the moment, when they're studying you for a fresh loan. Payment history accounts for 35% of your FICO Score, online lenders are using loan rating.

Credit utilization:

Your credit utilization ratio is calculated by dividing your current total rotating credit by the total of all of your rotating credit limits. This ratio examines how much of your available credit you use and can provide a snapshot of how dependent you are on non-cash funds. It's a bad thing for creditors to use more than 30 percent of your accessible credit. The use of credit accounts for 30% of your FICO score.

Credit blend:

People with top credit scores often have a varied loan account portfolio. Models of credit scoring consider the types of accounts you have and how many of them. This loan combination is used by lenders to know previous debt experiences and how you treated them.

Difficult requests:

Every moment a lender asks for your credit report as part of their decision-making system, hard inquiries are registered in your loan log. Hard investigations stay for up to two years in your loan register and may hurt your credit scores in some instances.

Negative data:

Late or missed payments, foreclosures, deposit reports, and charging-offs are all instances of negative information that may occur in your loan log. These typically indicate that in the past you have defaulted on a loan and maybe red flags for lenders seeking to approve you for a new loan. The impact on your credit score of negative information relies on your general loan profile and what sort of file it is. These documents usually remain in your database for at least seven years, so if necessary, it is best to prevent any adverse infringement.


 3 Hotels on Sentosa Island Where a Night of Luxury Costs Below $600

Most people think that they need to spend thousands of dollars to afford even just one night at a luxury hotel on Sentosa Island. While this is true, there are certain places where you can enjoy a luxurious stay without spending a fortune.

Here are three hotels on the island with room rates starting below $600*:

The Crockfords Tower: An All-Suite Hotel

Are you very meticulous with bedding? For just $524 per night, you can book a double room at the Crockfords Tower. This all-suite hotel features a Simmons Cool Max bed for the ultimate slumber experience, and each bed is fitted with 400 thread-count Egyptian cotton. There’s a 24-hour personal butler service too!

Capella Singapore: Where World Leaders Meet

The Capella Singapore hosted the Trump-Kim summit in 2018. The five-star hotel isn’t just known as a rendezvous point for VIP guests. The hotel is also one of the few places where guests can bring their beloved pets during their stay. Just make sure that your furry friend doesn’t weigh more than six kilos.

A double room at the Capella costs $412 per night. It’s quite affordable considering that the hotel has smart room features like touch panel-controlled air conditioning, lighting and blinds or curtains.

Shangri-La's Rasa Sentosa Resort & Spa: For Family Staycations

This place is perfect for parents who are wondering about things to do this weekend with kids. The Shangri-La has 454 rooms and suites where guests are treated with outdoor balcony views of the Siloso Beach. Book a Family Fun package for around $490 per night, which includes a daily breakfast buffet and access to the Nestopia playground.

Since the hotel is located near the beach, there are several options for water-related activities for children such as water volleyball and paddle boarding. Adults can also relax at the Chi spa while their kids spend time on the beach.

If you’re wondering how to visit 365 Credit Solutions from Sentosa Island, it’s easy to reach the place by following the directions below:

Directions from Sentosa Island to 365 Credit Solutions:
  1. Take the Sentosa Express going to VivoCity Station.
  2. Upon arriving at VivoCity Station, head to the HarbourFront MRT Station.
  3. Take an MRT ride at the North East Line Platform.
  4. Alight at Clark Quay and go to the Interchange at Dhoby Gaut Station.
  5. Take an MRT ride toward Somerset Station at North South Line Platform.
  6. Take Exit A upon reaching Orchard. Head northwest and take the stairs.
  7. Turn right and a slight left.
  8. Turn a slight right and you should see Far East Plaza.
  9. Arrive at Far East Plaza. 365 Credit Solutions is located at #03-64.

* Prices are listed as of September 2019.

Best Restos Near Hougang to Satisfy Your Cravings

Hougang is one of the most historic, quiet, and laid back villages in Singapore. What was once just a lush forest and a pile of pig farms, Hougang is now considered as a tourist spot as the years go by.

Although it doesn’t have myriads of massive malls, attractions, eateries, and eye-catching landmarks, there are plenty of restos near Hougang where you can satisfy your cravings. In this article, we are going to give you the best restos near Hougang that you definitely don’t want to miss. Time to prepare your wallets and bank cards and continue to read on.

SOD Cafe

If affordability is your cup of tea, then look no further with the SOD Cafe. All of their best sellers such as the truffle fries, classic velvet cake, snapper burger, and spaghetti alfredo all comes at a price that won’t hurt your wallet.

There’s so much more to choose in SOD Cafe, and you’ll definitely order seconds when doing so. There’s also free wifi so you can surf all you want, and available outlets so you can charge your devices any time. SOD Cafe also offers a VIP membership card that you can use to purchase even more affordable mouth-watering dishes.

3 Crab Delicacy

Love crabs? 3 Crab Delicacy is the place to be. Of course, they offer not just crabs, but also delicious Singaporean and Chinese dishes as well. Their signature dishes Curry Crab in Claypot and Drunken Cockles is a favorite by many and definitely a must-try.

Although a bit pricey, all of 3 Crab Delicacy’s cuisines are worth every penny you paid for. This resto is a favorite food hub by tourists and maybe yours too. Other dishes such as the Fried Tang Hoon Crabs, Stew Cabbage Chicken, and Drunken Cockles are also a must-try that you wouldn’t want to miss.

Blend It Up

Pizza, pasta, and other Italian cravings are found none other than Blend it Up. This resto offers mouth-watering Italian food at an affordable price. Their signature Blend It Up Pizza is the most ordered pizza on their menu which is something that you should try too.

The place has a nice and welcoming ambiance filled with Italian decor as well. There are also other non-Italian dishes such as Roasted pork belly for the meat lovers and Squid ink seafood linguine for the seafood lovers. The staff was also very friendly, and you will definitely come back here much often once you try for the first time.

Need more money? If so, then directly head to 365 Credit Solutions, which is one of the best moneylenders in Singapore. Here is how you can get from Hougang to 365 Credit Solutions.

Directions from Hougang to 365 Credit Solutions

Top 5 Fun Things to Do Near Novena for April

Novena’s close proximity to popular dining spots, hidden cafés and antique stores is a good enough reason to check out the community. If you wish to avoid the crowd in Orchard, check out these five things to do near Novena for April.

Try Iconic Local Dishes

Chicken rice is a staple dish in Singapore with many variations, although Loy Kee Chicken Rice has the advantage in terms of making the iconic meal. The restaurant along Balestier Road has been catering to guests since 1953. The fragrant aroma of Loy Kee’s chicken rice variant seems to be its selling point.

Founder Bak Kut Teh is another option for those who want a tasty pork rib dish. The food is so popular that celebrities are some of the frequent diners at the shop along Balestier Road. Founder Bak Kut has been serving customers for 40 years, so it’s safe to assume that they have become one of the food stalwarts in the area.

Eat and Drink at Sky22

If you’d rather limit your movement in one place, then head to Sky22 at the Courtyard by Marriott Singapore Novena. Guests can choose from a semi-buffet menu during weekdays and a complete buffet on weekends. The menu changes every week to ensure a variety of dishes. Once you’re done with dinner, you can treat yourself to drinks at Urbana on the 33rd floor while enjoying a full view of Singapore’s skyline.

Learn About Art and History

The Sun Yat Sen Nanyang Memorial Hall along Tai Gin Road allows visitors to explore some of Dr. Sun Yat Sen’s works, particularly the ones that contributed to a successful Chinese Revolution. You can also visit the nearby Burmese Buddhist Temple, which is one of the oldest of its kind in Singapore.

Consider a New Hobby

You may be spending just a weekend in Novena, but it can be a good time to think of a new hobby. Nature lovers can try the Balestier Heritage Trail. If that’s too much work, then a cooking class may seem like a more traditional hobby. Cookyn Inc offers classes at a school along Ah Hood Road. The lessons have an exciting twist that involves using unknown ingredients to cook a gourmet recipe.

Plan a Weekend Stay

A weekend in Novena means that you need to find a decent place to stay, and this is where Oasia Hotel comes in. You can choose from the Club Room, Deluxe Room, Superior Room and Club Suite. Guests can also participate in yoga classes every Sunday.


Have you thought about what you want to do for April? If you have plans yet lack the resources, consider applying for a personal loan with 365 Credit Solutions. Visit the licensed money lender by following the directions below.

Directions from Novena to 365 Credit Solutions.

Top 5 Best Fashion Boutiques Near Stevens Road

The best boutiques near Stevens Road should have everything you need from vintage clothing to trendy items. We’ve listed the top stores to visit for buying the latest fashion styles or everyday-wear staples. Here are five of the best outlets near Stevens Road.

Matter Prints

The Matter Prints outlet in Bukit Timah describes its products as part of a social brand that focuses on sustainable fashion. The brand particularly caters to customers who are environment-conscious buyers and want to help the livelihood of others. Matter Prints sources their clothing items from skilled workers who live in rural communities in Asia. The skilled artisans handcraft fabrics and organic cotton and turn them into biodegradable clothes like trousers, tops and jumpsuits.

Our Second Nature

This store is also located in Bukit Timah, and you’ll find clothes for everyday wear with bold and whimsical designs. Our Second Nature offers daily apparel for those who want unique prints that can be compared to designer labels, without the hefty price tag. The one-of-a-kind prints are also a selling point for shoppers who wish to own a different collection of clothes, especially for women who prefer to stand out even when just wearing everyday clothes.

Super Freak Boutique

The outlet in Orchard features a collection of fast fashion and avant-garde items. Super Freak Boutique lives up to its name of selling bold and maximalist designs, including the pair of Gangsta socks worn by Beyonce on the Pretty Hurts music video. The eye-catching style of windbreakers is also a best-selling item. It’s a perfect place to own clothes that you’re quite sure won’t be identical to most, if not all, of other people’s collections.


Here’s another outlet with unusual prints and hip fashion styles from eccentric brands like Fragment, Mindseeker and Vanquish. The place along Orchard Road is a popular source of individualistic clothing for young people. The designs may be too bold for some shoppers, but it’s a good source of items for those who need to set themselves apart from a crowd wearing minimalist designs for everyday wear.

Club 21

If you’ve got money to splurge, then this high-fashion boutique on Orchard offers different collections from popular designer labels. These include Balenciaga, Calvin Klein and Armani. The Club 21 Men store just across the street caters to trendy and fashionable gents who prefer a metrosexual look. Most of the designs here, however, cost a steep amount so be wary of maxing out your credit card.


Have you already maxed out your credit card? Or perhaps your savings aren’t enough? Apply for a personal loan with 365 Credit Solutions today to know more about your options for clearing your outstanding balance. Visit the licensed money lender by following the directions below.

Directions from Stevens Road to 365 Credit Solutions.

Top 4 Places Near Whampoa For Bak Kut Teh Lovers

Bak Kut Teh, or meat bone tea in English, is a go-to dish for Singaporeans during rainy or chilly weather. First-timers should not expect the dish to be served with tea. There are generally two types of Bak Kut Teh: Teochew and Hokkien style. If you are near Whampoa, here are four of the best restaurants to taste the popular meal

Balestier Bak Kut Teh

Otherwise known as 365 BKT, the place serves Teochew Style of Bak Kut Teh. The Teochew variant is perfect for those who want a peppery and garlicky taste. The standard price for a pork rib soup costs $6. Balestier Bak Kut Teh serves guests 24 hours a day, so it is one reason why the place is popular for people with late-night meat cravings.

333 Bak Kut Teh

A bowl of Teochew Style Bak Kut Teh at this restaurant costs $8. The place is located along nearby Balestier Road, nearby 365 BKT. Customers can also visit 333 Bak Kut Teh at any time of the day. It is a popular spot for people who want to eat after a night of partying. Be careful, though, as the Teochew Style of 333 Bak Kut Teh can be too peppery for some people’s taste.

Founder Bak Kut Teh

You know the place serves good Bak Kut Teh when celebrities are loyal fans of a restaurant. Founder Bak Kut Teh is one of the shops in Singapore with a celebrity fanbase. You should expect to spend quite more when dining at this restaurant. A standard pork rib soup costs $7.80, while the signature dish costs $9.80. Founder Bak Kut Teh serves the Teochew Style of Bak Kut Teh. The restaurant serves customers between 12 p.m. and 2:30 p.m., and 6 p.m. to 2:30 a.m. daily except Tuesdays.

Lau Ah Tee Bak Kut Teh

Lau Ah Tee Bak Kut Teh is the best place if you are not keen on traveling too far away from Whampoa. The place is conveniently located at Whampoa West. The only downside of the proximity is the restaurant’s operating hours. Lau Ah Tee is open from 7 a.m. to 9 p.m. daily. The standard Teochew Style dish costs $6.50.

For those who are looking for a Hokkien Style of Bak Kut Teh, they will need to travel farther. The Hokkien Style meal typically has a darker soup with herbs. Some of the restaurants that serve this kind of soup are Leong Kee (Klang) and Ng Ah Sio along Rangoon Road.


Most of the Bak Kut Teh dishes in this article only cost below $10, which means you can try several dishes without spending a lot. If you are trying to open your own shop but lack the resources, consider applying for a small business loan today with 365 Credit Solutions.

Directions from Whampoa to 365 Credit Solutions.

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